10 Best Prop Firms For EU Traders With EUR-Only Payouts
In this article, I focus on the best prop firms suited for EU traders and discuss the benefits of receiving payouts in euros. There will be an emphasis on firms with dependable funding, reasonable trading terms, and efficient euro withdrawal processes.
For European traders, selecting an appropriate prop firm is important in order to gain access to professional trading capital, recurring payouts, and easy evaluation processes while avoiding currency conversion fees.
Key Poinst & Best Prop Firms for EU Traders Using EUR-Only Payouts
| Prop Firm | Key Point |
|---|---|
| Lux Trading Firm | London‑based with EUR wire transfers for EU traders |
| The Funded Trader | Flexible account scaling and EUR withdrawal options |
| Funding Pips | MT4/MT5 access with EUR‑only payout system |
| Blue Guardian Futures | Specialized futures funding with EUR settlement |
| Funded Futures Family | Community‑driven support and EUR payouts |
| Tradeify | One‑step evaluation and EUR‑denominated accounts |
| TopStep EU | Well‑known futures prop firm offering EUR withdrawals |
| SurgeTrader EU | Fast funding model with EUR‑only payout option |
| Finotive Funding | EU‑based firm offering EUR accounts and fast transfers |
| Smart Prop Trader | Low‑cost evaluations with EUR‑only payout guarant |
10 Best Prop Firms for EU Traders Using EUR-Only Payouts
1. Lux Trading Firm
Starting at $100K, Lux Trading Firm provides multiple tiered funded accounts up to multi-million capital. Traders finish an evaluation (demo) to access actual funded accounts, then scale progressively through higher funding tiers.

The firm backs all dominant platforms and lets you trade all asset classes with real capital once funded. Lux offers an 80% profit split and proudly offers a well-defined pathway to become a professional funded trader with extensive guidelines and support.
Lux Trading Firm Features
- Provides structured evaluations that include pliable rules and clear metrics for reporting progress.
- After funding, traders share profits and big become big gainers for scalable VC.
- Trading with flexibility atop their numerous platforms, they trade foreign currency, indices, commodities, and crypto.
- Offers tiers that include structured funded accounts that promote clear advancing based on performance and risk compliance.
| Pros | Cons |
|---|---|
| EUR wire transfers available for EU traders | Higher evaluation fees compared to competitors |
| Strong regulatory reputation in Europe | Scaling process slower than fast‑funding firms |
| Professional trader support and mentoring | Limited platform variety (mostly MT4/MT5) |
2. The Funded Trader
One of the most established prop firms, The Funded Trader, offers funded accounts after traders complete a challenge or evaluation.
After successfully hitting profit targets while adhering to the evaluation’s risk rules, traders get access to trade with real capital and get to trade Forex, indices and other markets.

Profits can be paid out via bank transfer, crypto, or through payment processors, and profit splits can be good once a trader is funded. This firm is particularly liked by active forex traders for their transparency and quick funding.
The Funded Trader Features
- Provides numerous markets such as foreign currency, indices, and commodities.
- Risk rules and reporting metrics coupled with their pliable control are impressive.
- Optimization for consistency leads to rising profit shares.
- Simple challenge-based processes are offered along with reasonable funded accounts.
| Pros | Cons |
|---|---|
| Flexible account scaling options | Evaluation challenges can be strict |
| EUR withdrawal supported | Customer support response times vary |
| High profit split potential (up to 90%) | Not EU‑based, so regulatory oversight weaker |
3. Funding Pips
Funding Pips provides instant funding options with 1-step, 2-step, and 3-step challenges. Payouts can be weekly or on demand, perfect for those trading needing consistent cash flow.
They are compatible with MT5, cTrader, and Match-Trader and have flexible profit split starting at 80% and increasing with performance.

A lot of traders enjoy the low entry cost and adjustable account size, though feedback in the community is sometimes divided, so be sure to read the rules.
Funding Pips Features
- Options for funding through challenges (one-step, two-step, and instant) that lead to diversified trader styles.
- Payouts for traders who meet their assigned goals will come more frequently.
- Compatibility with leading trade platforms such as C-trader and MT5.
- Budget-friendly entrances for novice traders are available.
| Pros | Cons |
|---|---|
| Simple one‑step evaluation model | Lower brand recognition compared to FTMO |
| EUR‑only payout system | Limited educational resources |
| MT4/MT5 access for forex traders | Scaling options less robust |
4. Blue Guardian Futures
Blue Guardian Futures supports people who do futures and CFDs trading, providing funding as high as $450K. Traders retain 100% of the profits for the first $15K and 90% after that.

New payouts after they are funded, but after a brief holding period, payouts can be requested. they can choose to receive their payments via bank or crypto, and there is a payout guarantee (e.g., within 48 hrs).
The flexible drawdown limits and weekly payout options are enticing for both intraday and swing futures traders.
Blue Guardian Futures Features
- Concentrated mainly on CDFs and futures with the capital on professional allocations.
- Significant profit on scalable, initial profits split.- Weekly eligibility for profit withdrawals.
- Strong risk management and support for active day traders.
| Pros | Cons |
|---|---|
| Specialized in futures trading | Not ideal for forex traders |
| EUR settlement available for EU traders | Evaluation rules stricter than forex firms |
| Strong community support | Platform choice li |
5. Funded Futures Family
The Futures Family highlights easy funded conditions and rapid payouts. After you qualify for a funded account, the firm’s policy is to approve and pay out profits within 24 hours

Which is great for customers who need cash flow to trade actively. Split profits and account type dictate how much a trader can take home after a day of winning and within the set risk parameters. Overall, they are a great option if you need to cash out your profits quickly.
Funded Futures Family Features
- Rapid transition from evaluation to a funded account with simplified rules.
- Fast payout approvals with a focus on minimal processing delays.
- Competitive profit split for futures traders.
- Clear expectations regarding performance and risk.
| Pros | Cons |
|---|---|
| Community‑driven support network | Smaller firm, less established reputation |
| EUR payouts available | Limited account sizes compared to bigger firms |
| Focus on futures traders | Scaling slower than competitors |
6. Tradeify
As one of the newer prop firms, Tradeify claims to offer instant funding or rapid evaluations for account funding. They emphasize daily payouts or payouts every 5 days, clear guidelines, and no intraday drawdown penalties after you’re funded.

You can scale to larger account sizes, and several traders appreciate the rapid processing of payouts after success conditions are fulfilled. While community reviews are mixed, many enjoy the simplicity of the payout process.
Tradeify Features
- Rapid evaluation and transition to a funded account.
- Frequent payout cycles and daily payout requests upon eligibility.
- Scalable account sizes based on trader performance.
- Clear trading rules to ease the transition to live funded trading.
| Pros | Cons |
|---|---|
| One‑step evaluation process | Newer firm, less proven track record |
| EUR‑denominated accounts | Profit splits lower than top firms |
| Fast funding approval | Limited platform integrations |
7. TopStep EU
TopStep has been around for a while as one of the more recognized futures prop trading firms. Here traders have to do the Trading Combine® evaluations to obtain funded accounts.
Once they are funded, they can manage firm capital on the futures and can request payouts several times a month (e.g., up to four).

TopStep has a particularly strong offering for futures trading as it has more structured risk/reward evaluations and supportive educational materials. If you trade futures with some level of discipline, it makes sense to explore TopStep’s offering.
TopStep EU Features
- Well-structured Trading Combine evaluation for disciplined futures trading.
- Multiple payout windows per month once funded.
- Strong educational components and risk management emphasis.
- Professional support geared toward developing systematic traders.
| Pros | Cons |
|---|---|
| Well‑known futures prop firm | Forex traders excluded |
| EUR withdrawals supported | Evaluation challenges can be lengthy |
| Strong brand reputation | Profit splits lower than forex firms |
8. SurgeTrader EU
SurgeTrader has grown to be well-known within the proprietary trading firm space due to having a one-step evaluation process to getting funded accounts with access to capital ranging from $25,000 to $1,000,000, with a split of $0.90 on the dollar.
SurgeTrader also implements pay with drawlimits, meaning that in order to qualify for a payout, traders have to meet target benchmarks, such as a 10% profit.

Funded traders can request payouts via bank or payment methods that are able to handle withdrawals in euros, so be careful as an EU trader.
Flexible trading rules, along with a simple structure, make SurgeTrader a great option, but make sure to check current reputation, terms, payout methods, etc.
SurgeTrader EU Features
- One-step evaluation process for faster access to funded accounts.
- Funding of varying sizes from small to large capital.
- Favorable profit splits for steady achievers.
- Clear rules with defined draw down and profit targets.
| Pros | Cons |
|---|---|
| Fast funding model (no multi‑step challenges) | Higher upfront fees |
| EUR‑only payout option | Scaling slower than competitors |
| Wide range of tradable assets | Not EU‑based, weaker regulatory oversight |
9. Finotive Funding
Finotive Funding integrates proprietary trading with its own brokerage system. Funded accounts come with rapid weekly payouts through digital wallets, banking, or crypto.

Their programs feature challenge tiers, focused profit split competitions, and risk management for advanced traders, in addition to a seamless payout process after getting funded. Users praise dependable payouts and professional support.
Finotive Funding Features
- Integrated profit share with aims for fast transfer of weekly profits.
- Competitive profit splits for funded traders.- Infrastructure built for consistent performance monitoring.
- Various assessment types for different trading styles.
| Pros | Cons |
|---|---|
| EU‑based firm with EUR accounts | Evaluation rules can be complex |
| Fast EUR transfers for payouts | Profit splits lower than FTMO |
| Strong focus on compliance | Limited futures trading options |
10. Smart Prop Trader
Smart Prop Trader is an expanding proprietary trading firm that offers funded trading options via evaluation challenges.
They are geared towards forex and CFD traders aiming for an easy route to a funded account and frequent profit withdrawals.

Traders concentrate on achieving profit quotas while adhering to risk confines. Upon getting funded, bank transfers or alternative payment options are used to settle payouts which are done on a regular basis.
Smart Prop Trader Features
- Simple funded challenges with low entry barriers.
- Extensive market coverage including FX and CFDs.
- Clearly defined risk parameters.
- Nurturing new and intermediate traders.
| Pros | Cons |
|---|---|
| Low‑cost evaluations | Smaller firm, less established reputation |
| EUR‑only payout guarantee | Scaling options limited |
| Beginner‑friendly challenge rules | Educational resources minimal |
How To Choose Best Prop Firms for EU Traders Using EUR-Only Payouts
Payout Method:Â Look for bank wire transfers in EUR or wallets to avoid conversion fees.
Profit Split:Â Get the highest profit share (80% or greater) to keep the most of your profit.
Payout Frequency:Â Get cash flow rising faster by choosing firms that pay out weekly or more.
Risk Rules:Â Set loss limits that suit you, and that are unambiguous and reasonable.
Evaluation Cost:Â Weigh the challenge costs relative to the prospect of funded account profit.
Account Scaling:Â Look for firms that reward you with higher account sizes over time.
Platform Support:Â Check which trading software (MT5, cTrader, etc.) you want to use.
Support Quality:Â Responsive customer support is good for pay out and rule questions.
Community Feedback:Â Trust trader reviews to lend you the the reliability vs transparency tradeoff.
Regulation Awareness:Â Quicker payout problems from the eurozone with EU compliant terms.
Cocnsluion
In cocnsluion Choosing prop firms for EU traders who payout only in euros reduces conversion costs and makes withdrawals easier.
EU traders can trade with more peace of mind by choosing prop firms with clear policies, reasonable evaluations, trustworthy payout processes, and euro-centric payment methods, thereby optimizing profitability.
When assessing a prop firm, always take into account profit splits, how often they pay you, and the risk parameters they set, as these will determine which firm is most aligned with your trading style and objectives.
FAQ
They pay trader profits directly in euros, avoiding currency conversion costs.
It reduces exchange fees, delays, and banking complications for European traders.
No, many firms convert payouts; always confirm true EUR payment options.
Yes, most operate globally, but traders must follow local tax regulations.
Payout frequency varies, commonly weekly, bi-weekly, or monthly.



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